🔒 No personal credit check to start

Retail Business Funding

Stock your shelves and grow your store — without waiting on a bank.

Merchant cash advances for retail stores, boutiques, and specialty shops. Get funded based on your monthly revenue in as little as 48 hours.

10min
Application
24hr
Approval
48hr
Funding
Get my funding offer → or call (908) 594-6888
No collateral required Same-day pre-approval No application fees Based on revenue, not credit Funds in 48 hours No surprise charges No collateral required Same-day pre-approval No application fees Based on revenue, not credit Funds in 48 hours No surprise charges
Why businesses like yours come to us

Retail demands capital at exactly the wrong moments.

📦
Inventory timing is everything

You need to buy inventory before the holiday rush, but your bank account reflects last month's slow period. Miss the window and you miss the season.

🏪
Lease renewals and renovations

Your landlord wants a bigger deposit, or your store needs a refresh to stay competitive. These costs arrive all at once and don't wait for approval.

📉
Seasonal cash gaps are real

A slow January after a strong December can drain reserves fast. Banks see volatility — we see a healthy seasonal business that just needs a bridge.

What businesses use it for

Put your capital to work where it matters most.

No restrictions on how you use your advance. Here's how businesses like yours typically put it to work.

✓
Purchase bulk inventory before peak season
✓
Renovate or refresh your storefront
✓
Launch an e-commerce channel
✓
Cover lease deposits or renewals
✓
Invest in marketing and promotions
✓
Hire seasonal staff
How it works

Three steps. That's the whole process.

A clean, digital path from application to funded — no branch visits, no piles of paperwork.

01
Apply online

Fill out the application in about 10 minutes. No fees, no obligation, and no effect on your personal credit to start.

~ 10 minutes
02
Get your offer

A specialist reviews your application and sends your offer — advance amount and terms — the same day.

Same day
03
Receive your funds

Once your offer is accepted, funds are deposited directly into your business bank account within 48 hours.

Within 48 hours
Do I qualify?

Three simple requirements. That's it.

Our approval is built around the health of your business — not a credit score or years of filings. If you meet these three criteria, apply today.

Check my eligibility →
  • ✓
    You are the business owner
    The application is submitted by an owner or authorized principal of the business.
  • ✓
    In business 5+ months
    Your business has been registered and operating for at least five months.
  • ✓
    $5,000+ monthly deposits
    Your business bank account shows at least $5,000 in average monthly deposits.

Ready to get your funding offer?

Apply in 10 minutes. Get an offer the same day. Funds in your account within 48 hours.

Start my application — it's free → ☎ (908) 594-6888