🔒 No personal credit check to start

Restaurant & Food Service Funding

Keep your kitchen running when cash flow slows down.

Merchant cash advances built for restaurants, cafes, food trucks, and food service businesses. Based on your revenue — not your credit score.

10min
Application
24hr
Approval
48hr
Funding
Get my funding offer → or call (908) 594-6888
No collateral required Same-day pre-approval No application fees Based on revenue, not credit Funds in 48 hours No surprise charges No collateral required Same-day pre-approval No application fees Based on revenue, not credit Funds in 48 hours No surprise charges
Why businesses like yours come to us

Running a restaurant means living with unpredictable cash flow.

🍽
Slow seasons hit hard

January, February, and mid-week lulls can devastate a restaurant's cash position — but your rent, payroll, and supplier invoices don't slow down with you.

🔧
Equipment breaks without warning

A broken walk-in cooler, a failed hood suppression system, or a dead POS terminal can shut you down overnight. Banks won't fund you fast enough.

📋
Banks don't understand food service

Traditional lenders see high failure rates and thin margins. They rarely approve food service businesses — even profitable ones with years of operation.

What businesses use it for

Put your capital to work where it matters most.

No restrictions on how you use your advance. Here's how businesses like yours typically put it to work.

✓
Cover payroll during slow seasons
✓
Replace or repair kitchen equipment
✓
Stock up on inventory before a busy period
✓
Open a second location or expand seating
✓
Launch a catering arm or food truck
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Upgrade your POS system or online ordering
How it works

Three steps. That's the whole process.

A clean, digital path from application to funded — no branch visits, no piles of paperwork.

01
Apply online

Fill out the application in about 10 minutes. No fees, no obligation, and no effect on your personal credit to start.

~ 10 minutes
02
Get your offer

A specialist reviews your application and sends your offer — advance amount and terms — the same day.

Same day
03
Receive your funds

Once your offer is accepted, funds are deposited directly into your business bank account within 48 hours.

Within 48 hours
Do I qualify?

Three simple requirements. That's it.

Our approval is built around the health of your business — not a credit score or years of filings. If you meet these three criteria, apply today.

Check my eligibility →
  • ✓
    You are the business owner
    The application is submitted by an owner or authorized principal of the business.
  • ✓
    In business 5+ months
    Your business has been registered and operating for at least five months.
  • ✓
    $5,000+ monthly deposits
    Your business bank account shows at least $5,000 in average monthly deposits.

Ready to get your funding offer?

Apply in 10 minutes. Get an offer the same day. Funds in your account within 48 hours.

Start my application — it's free → ☎ (908) 594-6888