🔒 No personal credit check to start

Auto Repair & Automotive Funding

Grow your shop without waiting on a bank to understand your business.

Merchant cash advances for auto repair shops, tire stores, body shops, and automotive service businesses. Apply in 10 minutes and get funded in 48 hours.

10min
Application
24hr
Approval
48hr
Funding
Get my funding offer → or call (908) 594-6888
No collateral required Same-day pre-approval No application fees Based on revenue, not credit Funds in 48 hours No surprise charges No collateral required Same-day pre-approval No application fees Based on revenue, not credit Funds in 48 hours No surprise charges
Why businesses like yours come to us

Auto repair is a great business — with some challenging cash flow realities.

🔩
Parts inventory is expensive upfront

Keeping the right parts in stock means tying up thousands of dollars in inventory. Run out of a critical part and you lose the job — and the customer.

🛠
Your equipment needs equipment

Lifts, diagnostic computers, alignment machines — these aren't cheap and they don't negotiate with your bank account when they need replacing.

💳
Customers don't always pay immediately

Fleet accounts, insurance jobs, and warranty work can delay payment by weeks. You completed the repair; now you're waiting for money you've already earned.

What businesses use it for

Put your capital to work where it matters most.

No restrictions on how you use your advance. Here's how businesses like yours typically put it to work.

✓
Stock up on parts and consumables inventory
✓
Replace or repair shop equipment and lifts
✓
Hire additional mechanics to reduce wait times
✓
Expand your bay capacity
✓
Launch a fleet service program
✓
Cover slow winter months
How it works

Three steps. That's the whole process.

A clean, digital path from application to funded — no branch visits, no piles of paperwork.

01
Apply online

Fill out the application in about 10 minutes. No fees, no obligation, and no effect on your personal credit to start.

~ 10 minutes
02
Get your offer

A specialist reviews your application and sends your offer — advance amount and terms — the same day.

Same day
03
Receive your funds

Once your offer is accepted, funds are deposited directly into your business bank account within 48 hours.

Within 48 hours
Do I qualify?

Three simple requirements. That's it.

Our approval is built around the health of your business — not a credit score or years of filings. If you meet these three criteria, apply today.

Check my eligibility →
  • ✓
    You are the business owner
    The application is submitted by an owner or authorized principal of the business.
  • ✓
    In business 5+ months
    Your business has been registered and operating for at least five months.
  • ✓
    $5,000+ monthly deposits
    Your business bank account shows at least $5,000 in average monthly deposits.

Ready to get your funding offer?

Apply in 10 minutes. Get an offer the same day. Funds in your account within 48 hours.

Start my application — it's free → ☎ (908) 594-6888